Someone earns 7 Lakh per month & not able to support a family of 5. Another person earns ₹72k helping their father to repay a loan of 21 Crore. Yesterday, I spoke with Harsh, aged 24 years. Graduated with 2 years of experience. Family of 4 - father (Export Business), mother (who is a homemaker), younger brother (in College), and himself. He earns Rs 72,000 per month. Pays a rent of 7,500. Miscellaneous expenses of Rs. 2,000. Brother's College, grocery, travel, etc. - another 10,000. After this expense of 19,500 Rest of all money, he gives back to his father and works (3-4 Hours) with his father at night to close more deals. He wants to pay back all his money to the bank within 2 years and save his family from bankruptcy. He wants to study further, but cannot right now because of family conditions. In his words, "I am grateful that I can bear the responsibility of my family at this age." At the age of 24, with all these responsibilities, I couldn't help but admire his courage and resilience. Another side to this exists. 2 weeks back, I spoke with Ravi (name changed). 30 years old. Earns 7 lakhs a month as a software engineer. Stays in Bangalore by himself. Parents are financially independent. And he has a loan of 70 lakhs! 40L of car loan. 2L per month house rent. 15L of loans from friends. 15L of loans from personal loan Why? Because he likes to show off. He wanted my help for his salary growth. I was shocked. With this high income, he could create wealth so fast. Instead, at 24, Harsh is looking to repay his father’s loan and save his family from bankruptcy. That left me thinking - why does this happen? How is it that Harsh planning to make her family debt-free with a salary of 72000 per month, and Ravi can't even manage himself in 7L/month? Here is my explanation: Harsh doesn't have options. His only option is to stand up and face her situation. The best form of motivation is to remove all options in life. Follow Gaurav Attri for more such content